It would seem that investors finally began to focus on the near-to-medium-term potential impact of the COVID-19 virus. Or, was it that the Democratic Party debates were stirring fears of an increasingly tumultuous progression to the 2020 Presidential Election? We might best assume both, even as we respond to the recent dramatic decline in the equity markets by staying the course. That is, to the extent that we always should expect the unexpected as part of the investment process, the longer-term plans we have set before such events likely need not be altered.