With changes in weather, we change our clothes. The more wide-ranging and unpredictable the patterns, the bigger our closets. So it goes with our investments. Markets never fail to press for change of fashion and function, as shifts from balmy rally to stormy correction can come swiftly. And our natural response to an abruptly changing environment, depending on the direction, is to duck and run for cover or to drop the coat and umbrella for shorts and sunglasses. But, what if we build our investments with an all-weather attitude in mind? That basic mindset defines our investment approach.